Quite simply, the Smart Choice Preferred Lender Program takes the guess work out of the financing process. Cretin Townsend Homes has partnered with local, statewide, and national banks to offer our customers a process that saves time, money, and energy. When you become a Cretin Townsend Homes customer, you become a Preferred Customer with our preferred lenders! That means you qualify for discounted fees and incentives like an early rate lock in. You also benefit from a faster loan approval process and a personalized loan that best fits you. Suzanne Cupit meets with each customer to assess their situation, pairs them with the loan program that best fits their needs, and guides them efficiently through the process so that construction of their dream home can begin as soon as possible.
The following information is needed by our Lending Specialists to apply for a loan:
- Date of Birth
- Social Security Number
- Employer's Name
- Gross Income for Most Recent 2 Years
- Permission to Order a Credit Report
- Requested Loan Amount
- Previous 2 Years Tax Returns
- 2 Months Deposit Account Statements
- 30 Days Pay Stubs
- Documentation on Land (Purchase Agreement, Cash Deed, Act of Donation, etc)
Want to get pre-qualified? Click here for an application and more information on loans.